Guide to All the other information of vision care

Types and sources of vision insurance

As the name reflects, vision insurance is one kind of insurance, and it is usually for eye care. Compared with health insurance which protects you against financial losses caused by disease or eye injury, vision insurance pay more attention to the routine eye care.

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Tips of using vision insurance

It is necessary to obtain a copy of vision insurance plan brochure after you purchase vision insurance. So you can refer to the brochure to get the basic knowledge of your vision plan. Generally, you should know what your benefits include, who is on your network provider list, and the cost for each service.

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Two types of vision insurance plans

Before you decide whether a provider network meets your need, you should understand provider networks. Generally, the approved network varies in different vision insurance plans, though some benefits offered are similar. And provided services are also different from different vision plans.

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The selection of vision benefits plans

There are two kinds of vision insurance plans for your selection. One is the vision benefits package which may require a copay at the time of service. Another one is vision discount plan, which offers services at fixed discount price. No matter which vision insurance you purchase, you can obtain specific eye care service and products, such as eye exams, contact lenses, eyeglasses and eyeglass frames. Besides, you can access to a network of eye care providers including optometrists and ophthalmologists. These services also include some vision correction procedures and refractive surgery, such as LASIK and PRK.

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Major providers of vision insurance

Vision insurance or benefits companies are always preferred provider organizations (PPOs), which contract with a network of eye care providers. Generally, vision plan members can access to services provided byoptometrists, ophthalmologists , eyewear outlets, contact lens manufacturers, or optical laboratories at fixed rates that are usually below posted retail prices.

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